Taylor Made Credit Fix

Bad credit is bad paperwork.

The law says your report must be accurate. We hold the bureaus to it, item by item, letter by letter.

  • FCRA · 15 U.S.C. §1681

Pull all three reports.

Equifax. Experian. TransUnion. Upload your reports and scores, and the archive lines them up side by side.

Dispute it. Deliver it.

Letters built on consumer law, FCRA and FDCPA, sent digitally to all three bureaus and tracked to the day.

  • §611 reinvestigation
  • §609 disclosure
  • §1692g validation

Watch the score climb. Then fund your life.

A progress tracker for every dispute, education that compounds, and funding doors that open as the number rises.

The difference, in dollars

Great credit and bad credit buy the same life at very different prices.

AT 480

  • Car loan APR (60-mo, $30k)21.4% · $818/mo
  • Interest paid on that car$19,080
  • Credit card offersSecured, $300 limit, $95 fee
  • Mortgage rate (30-yr fixed)Often denied
  • Apartment applicationExtra deposit + co-signer
  • Auto insurance premium+$62/mo credit surcharge
  • Utility & phone plansDeposits required

AT 780

  • Car loan APR (60-mo, $30k)6.2% · $583/mo
  • Interest paid on that car$4,980
  • Credit card offers2% cash back, $25,000 limit
  • Mortgage rate (30-yr fixed)Best published rate
  • Apartment applicationApproved, deposit waived
  • Auto insurance premiumStandard rate
  • Utility & phone plansNo deposits

The method

How it works

  1. 01

    Upload your scores

    Log your latest score from each bureau and set the baseline for the climb.

  2. 02

    Pull all three reports

    Upload your Equifax, Experian, and TransUnion reports into your private vault.

  3. 03

    Dispute with the law

    Pick the item, pick the statute, and the letter writes itself, citation by citation.

  4. 04

    Deliver and track

    Letters go to all three bureaus digitally. Every response lands in your tracker.

Member's area

Your cockpit

Track disputes. Monitor bureaus. Grow your score. Every letter, delivery, and bureau response in one command center.

Preview the cockpit
642FAIR300850

12 active disputes

8 bureau responses

+36 pts since joining

Collection · LVNV Fundingdeliveredrespondeddelivered
Late payment · Capital Onerespondeddeliveredresponded
Charge-off · Synchrony Bankdraftdraftdelivered

SAMPLE VIEW · EQUIFAX / EXPERIAN / TRANSUNION

Stellar education

Knowledge that compounds

Six modules from score anatomy to the round-by-round dispute playbook.

6 modules

ENTER THE LIBRARY →

Personal installment loans

$1,000 – $50,000 · 620+ score

Auto financing

$5,000 – $100,000 · 580+ score

Business credit lines

$10,000 – $250,000 · 680+ score

Funding options

Doors that open as the number rises

From secured builders at any score to business lines at 680 and mortgage pricing at 760. Each option lists exactly what lenders check.

Explore funding

Membership

Choose your climb

Every tier includes the member cockpit and the education library. Cancel any month.

Starter

For the first round of the climb

$49/ MONTH

  • Score logging for all three bureaus
  • Credit report vault (uploads)
  • 3 dispute letters per month
  • Digital delivery to all three bureaus
  • Progress tracker
  • Education library
Join the club

MOST CHOSEN

Pro

The full dispute engine, every round

$99/ MONTH

  • Everything in Starter
  • Unlimited dispute letters
  • All six letter types (§609, MOV, validation, goodwill)
  • 30-day FCRA clock tracking per bureau
  • Round 2 escalation strategy
  • Funding readiness map
Join the club

Premium

White-glove attention on every file

$149/ MONTH

  • Everything in Pro
  • Priority review by our team
  • Bureau responses handled within 24 hours
  • Personal funding sequencing plan
  • Quarterly one-on-one strategy call
  • Early access to new letter templates
Join the club

PRICES IN USD. NO SETUP FEES. RESULTS VARY BY CREDIT FILE.

Earn the gold standard

Membership includes the dispute engine, the tracker, the library, and the funding map.